Comprehensive Credit Analysis: A detailed review of your current credit report to identify areas for improvement.
Personalized Dispute Services: We handle disputes for collections, charge-offs, late payments, inquiries, personal information inaccuracies, and student loans with Equifax, Experian, and TransUnion.
Dedicated Credit Expert: Work directly with a credit repair specialist who will guide you through the process and provide customized advice.
Progress Tracking: Regular updates and reports on the progress of your credit repair.
Money-Back Guarantee: If no results are achieved within the program duration, you get your money back.
DIY Credit Repair Guide: A comprehensive, step-by-step guide that walks you through the entire credit repair process.
Template Letters: Professionally crafted dispute letters that you can use to address collections, charge-offs, late payments, inquiries, personal information inaccuracies, and student loans.
Credit Report Analysis Tool : An easy-to-use tool to help you analyze your credit report and identify areas for improvement.
Access to Online Resources: Exclusive access to our library of articles, videos, and webinars on credit repair and financial management.
Email Support: Get answers to your questions from our support team via email.
Collection
Foreclosures
Charged Off Account
Judgments
Late Payments
Inquiries
Tax Liens
Personal Information
Bankruptcy
Short Sales
Repossessions
And More
Credit repair is the process of improving your credit score by addressing errors, inaccuracies, and negative items on your credit report. This often involves disputing questionable information with credit bureaus and creditors to ensure your credit history accurately reflects your financial behavior.
The time it takes to repair credit varies depending on the complexity of your situation. On average, clients see noticeable improvements within 3 to 6 months. Factors such as the number of negative items, the responsiveness of creditors, and the accuracy of information play a role in determining the timeline.
Yes, credit repair is legal. Consumers have the right to dispute inaccurate or outdated information on their credit reports under the Fair Credit Reporting Act (FCRA). However, it’s essential to work with a reputable credit repair company that adheres to all legal guidelines and regulations.
Yes, you can dispute errors and inaccuracies on your credit report on your own. However, many individuals choose to work with a credit repair company for expertise, efficiency, and convenience. A reputable company can navigate the process more effectively and provide guidance based on their experience.
The cost of credit repair services can vary depending on the company and the complexity of your case. At Innovative Tax Solutions LLC, we offer transparent pricing with packages tailored to different needs and budgets. Contact us for a personalized consultation to discuss your specific situation and pricing options.
While reputable credit repair services like ours can significantly improve your credit score, we cannot guarantee specific outcomes. Results depend on various factors, including the accuracy of information, the cooperation of creditors, and individual financial behaviors. We do, however, offer a money-back guarantee if we do not achieve the promised improvements in your credit score.
Yes, we stand behind our services with a money-back guarantee. If we do not deliver the promised results in improving your credit score, you are entitled to a full refund. Our guarantee reflects our commitment to your satisfaction and success in achieving better credit.
Getting started with credit repair is easy. Simply contact us for a free consultation. During this initial assessment, we will review your credit report, discuss your goals, and recommend the best course of action. Our team is here to guide you through every step of the process and answer any questions you may have.
We are excited to announce our partnership with Novae! Through this collaboration, we are able to provide you with an expanded range of services and resources designed to empower your financial and entrepreneurial journey. When you click on certain links from our site, you may be redirected to Novae's platform. This is to ensure you receive the highest quality services and support available.
We are confident that this partnership will bring you immense value and look forward to supporting your journey towards financial independence with the added resources and expertise of Novae. If you have any questions about our partnership or the services provided, please don't hesitate to reach out to us.